📌 TOPINDIATOURS Update crypto: Crypto Price Prediction Today 24 February – XRP, Bi

Bitcoin briefly sank to sub $63,000 levels earlier today taking the rest of the market with it. Still, fundamentally XRP, Bitcoin and Ethereum remain unchallenged in their niches.

Here’s a closer look at the dominant narratives shaping their headlines and chart formations suggesting rapid recoveries before summer.

Discover: The best meme coins in the world right now.

XRP (XRP): Ripple’s Expanding Blockchain Strategy Puts $5 in Sight

XRP ($XRP) commands a market capitalization of $81 billion, reinforcing its position as the biggest player in global crypto payments.

Ripple built the XRP Ledger (XRPL) to upgrade cross-border transactions by delivering near-instant settlement and minimal fees through blockchain infrastructure designed as an alternative to traditional systems like SWIFT. .

Ripple recently confirmed it is deepening its commitment to XRPL as a base layer for stablecoin issuance and tokenized real-world assets, while strengthening XRP’s utility as the ecosystem’s core liquidity token.

Beyond the crypto sector, both the United Nations Capital Development Fund and the White House have flagged XRP as potentially modernizing cross-border payment infrastructure.

Momentum accelerated after U.S. regulators approved spot XRP exchange-traded funds (ETFs), expanding compliant access for both institutional and retail investors.

Coupled with a developing bullish flag formation on price charts, these factors could drive XRP to $5 by Q2.

Bitcoin (BTC): Could a Fresh Record High Arrive This Summer?

Bitcoin ($BTC), the world’s largest cryptocurrency by market value, previously surged to an all-time high of $126,080 on October 6.

Subsequent volatility, fueled by geopolitical tensions surrounding possible U.S. military involvement in Iran and Greenland, triggered a sustained correction of 50%, pushing BTC below $63,000 today.

Bitcoin supporters’ “digital gold” narrative has attracted both institutional and retail capital seeking protection against inflation, fiat currency debasement and broader macroeconomic instability.

Increasing institutional exposure, easing sell pressure following the latest halving cycle, and expectations of clearer U.S. crypto regulation could reignite bullish momentum and set the stage for multiple record highs later this year.

Furthermore, if Donald Trump makes good on his Executive Order to establish a US Strategic Bitcoin Reserve, the move could further cement Bitcoin’s standing atop the market.

Ethereum (ETH): DeFi Leader Eyes a Return to Peak Levels

Ethereum ($ETH) remains the foundation of decentralized finance, with a market capitalization near $219 billion.

The Ethereum network supports approximately $52 billion TVL (TVL), maintaining its lead as the most economically active blockchain ecosystem.

In the event of a renewed bull cycle, ETH could test and potentially break above the $5,000 resistance area as early as June, surpassing its previous ATH of $4,946 recorded last August.

Over the longer term, Ethereum’s path toward five-figure valuations will depend on improved regulatory clarity in the United States and favorable macroeconomic trends. These conditions are critical for accelerating institutional adoption, particularly in stablecoins and tokenized real-world assets.

From a technical standpoint, ETH is trading beneath its 30-day moving average, while the relative strength index (RSI) is oversold at 29. For long-term bulls, this setup may represent a strategic accumulation window.

Bitcoin Hyper Brings Solana-Level Performance to Bitcoin

Although XRP, Bitcoin and Ethereum may still offer significant upside yet, history shows that outsized returns during bull markets often emerge from early-stage projects introducing meaningful innovation.

Bitcoin Hyper ($HYPER) enhances Bitcoin’s functionality by delivering performance comparable to Solana through a Layer-2 scaling solution. The protocol is designed to dramatically reduce transaction costs while maintaining Bitcoin’s base-layer security.

Participants can stake assets, earn yield, trade tokens and engage with smart contracts without transferring funds off the Bitcoin network.

With $31.5 million reportedly raised during its ongoing presale and rising interest from large investors and exchange platforms, $HYPER is quickly becoming one of the most closely watched crypto launches of the year.

Investors interested in securing $HYPER at its fixed presale price can visit the official Bitcoin Hyper website and connect a supported wallet such as Best Wallet.

Tokens can also be purchased using a bank card.

Visit the Official Website Here

The post Crypto Price Prediction Today 24 February – XRP, Bitcoin, Ethereum appeared first on Cryptonews.

🔗 Sumber: cryptonews.com

📌 TOPINDIATOURS Eksklusif crypto: Solana, Ethereum L2s (and XRP?) Just Got a Huge

Everyone is talking about the Citrini Research report that sent the market into a tailspin yesterday. Buried in its 7,000 words of wisdom is a huge buy signal for Solana and Ethereum Layer 2s.

The report, entitled The 2028 Global Intelligence Crisis, is a work of fiction that explores a future scenario in which AI disruption leads to what it describes as a “negative feedback loop with no natural brake”.

In short, AI is going to displace white collar workers at an unprecedented rate. It should have been obvious, but we waited until 2028 for the penny to drop…

“It should have been clear all along that a single GPU cluster in North Dakota generating the output previously attributed to 10,000 white-collar workers in midtown Manhattan is more economic pandemic than economic panacea. The velocity of money flatlined. The human-centric consumer economy, 70% of GDP at the time, withered. We probably could have figured this out sooner if we just asked how much money machines spend on discretionary goods. (Hint: it’s zero.)

“AI capabilities improved, companies needed fewer workers, white collar layoffs increased, displaced workers spent less, margin pressure pushed firms to invest more in AI, AI capabilities improved…”

Here’s what that looks like schematically:

Entering an age of abundant intelligence

There is no self-correction as we would expect to see in a typical cyclical recession.

It goes something like this: construction (or other economic activity) slows, rates adjust downwards, allowing businesses to return to expanding output, until overproduction kicks in again, and so on.

In the AI doom loop, AI improves, fewer workers are needed, fewer workers mean less spending, the economy weakens, companies invest in more AI to protect margins, AI gets even better, and the cycle repeats – there is no natural break.

We thought it was a sectoral story. I’m not in Software-as-a-Service (SaaS), so there’s no need to worry. But it is more than software. Much more. It was a comforting notion that AI would usher in an era of creative destruction, as seen in past technological assaults on the old ways of doing things.

Yes, AI will destroy jobs, but, as in the past, new jobs and hitherto unimagined industries would emerge to replace them.

Trouble is, according to Citrini’s scenario, AI is a story of human intelligence displacement. The entire white collar workforce is imperilled. It is the consequence of abundant intelligence.

The authors of the Cetrini report remind us that advanced economies like the US are service-based. The report breaks that down so everyone can understand:

“The US economy is a white-collar services economy. White-collar workers represented 50% of employment and drove roughly 75% of discretionary consumer spending. The businesses and jobs that AI was chewing up were not tangential to the US economy, they were the US economy.”

Unfortunately for all of us – white collar, blue collar, whatever – machines don’t buy stuff.

AI agents destroy intermediation – bye bye credit cards, hello stablecoins

The report makes a robust case for how consumer agents will end the age of intermediation.

AI agents operate autonomously on behalf of their human owners, which means they can find the best flight or hotel on the market with ease because they never get tired, don’t find anything monotonous or dull, and never sleep.

The days of companies relying on our laziness or inertia are numbered. Add ‘vibe coding’ to the mix, and a new wave of startups can spin up delivery services apps in a few weeks to compete with DoorDash et al, or automate workflow in a bespoke way that fits your corporate needs more performantly than say Monday. Everywhere, fees are being compressed to near zero.

And then we come to our friends, the banks. Why pay fees to Mastercard and Amex when you can use a stablecoin running on a low-fee blockchain like Solana, or an Ethereum Layer 2 like Base, Arbitrum, Optimism, or Polygon?

“Once agents controlled the transaction, they went looking for bigger paperclips.

“There was only so much price-matching and aggregating to do. The biggest way to repeatedly save the user money (especially when agents started transacting among themselves) was to eliminate fees. In machine-to-machine commerce, the 2-3% card interchange rate became an obvious target.

“Agents went looking for faster and cheaper options than cards. Most settled on using stablecoins via Solana or Ethereum L2s, where settlement was near-instant and the transaction cost was measured in fractions of a penny.”

And what agentic AI will do for stablecoins could also be applied to cross-border payment protocols like Ripple’s XRP Ledger, although it doesn’t get a mention in this report.

Coinbase has already begun experimenting with a protocol that allows AI agents to make payments on-chain.

The tokenization, disintermediation, agentic AI narrative to beat the bear market blues

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🔗 Sumber: cryptonews.com